Are You Covered? Home Owners Insurance and What You Should Know.

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โ†’ always grateful to have it, and yet always confusing on what is actually covered (and let’s not even get into deductibles).

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More often than not, the situation goes like this: the lender requires insurance and you hurriedly made a decision without truly comparing different policies, and likely not looking at additional endorsements or riders. Did you just decide to bundle policies with the insurance company you got your car insurance through 5 years ago?

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Did you know that you have options beyond standard coverage (damage from theft / catastrophe โ€” fire, smoke, weather)? It’s important to know your “rebuild” coverage and have peace of mind with extended replacement coverage and other layers of financial security.

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๐™ต๐š˜๐šž๐š› ๐™บ๐šŽ๐šข๐šœ ๐š˜๐š ๐™ฟ๐š›๐š˜๐š๐šŽ๐šŒ๐š๐š’๐š˜๐š—:
  • Dwelling
  • Other Structures
  • Personal Property
  • Liability (personal umbrella)

๐™ฐ๐š๐š๐š’๐š๐š’๐š˜๐š—๐šŠ๐š• ๐™ฒ๐š˜๐šŸ๐šŽ๐š›๐šŠ๐š๐šŽ & ๐™ด๐š—๐š๐š˜๐š›๐šœ๐šŽ๐š–๐šŽ๐š—๐š๐šœ:
  • Flood (separate policy)
  • Water Backup (water, sewer, sump)
  • Equipment Breakdown
  • Extended Replacement Cost
  • Service Line (water, sewer, gas)
  • Home Business

Most people are not fully aware of what they are covered for until they need it. Don’t let that happen to you!

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๐—ฃ๐—ฟ๐—ผ ๐—ง๐—ถ๐—ฝ: ๐—ฎ๐˜€๐—ธ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ด๐—ฒ๐—ป๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ช๐—ฎ๐˜๐—ฒ๐—ฟ ๐—•๐—ฎ๐—ฐ๐—ธ๐˜‚๐—ฝ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ ๐—Ÿ๐—ถ๐—ป๐—ฒ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ – ๐˜๐—ต๐—ฒ๐˜†’๐—ฟ๐—ฒ ๐—ผ๐—ณ๐˜๐—ฒ๐—ป ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—น๐—ผ๐—ผ๐—ธ๐—ฒ๐—ฑ ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฐ๐—ฎ๐—ป ๐˜€๐—ฎ๐˜ƒ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ง๐—›๐—ข๐—จ๐—ฆ๐—”๐—ก๐——๐—ฆ.

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Let me know if you need a great insurance agent โ€” I have amazing connections and it would be worth a checkup.

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